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Imagine... A mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions. Local Loan Officer from Monterey County with a combined experience of 25+ years in the Mortgage Business. Let Us Guide You Home. Unlike many banking institutions, mortgages are our only business. What’s in it for you? More loan choices, many with fewer restrictions – and that’s just the beginning. • We offer a growing range of home loan and refinancing options. These include: • Loans insured by the FHA, VA, and USDA • Jumbo loans up to $3 million • Financing for new builds, second homes, and investment properties • Portfolio loan solutions for borrowers who require a non-traditional approach to home financing • After your loan closes, it will likely transition to our Servicing division* instead of being sold to a different company for servicing. This enables us to continue our business relationship with you. After several years in business as two separate entities – Caliber Funding and Vericrest Financial - Caliber Home Loans premiered in 2013. Since many of our senior executives worked directly with borrowers earlier in their careers, they helped create a lender that understands today’s homebuyers. We understand your concerns and priorities and address them during every stage of the home loan process.